Home finance made easy

We’ve partnered with trusted lender Better Mortgage to make home financing easier and more affordable. Get a mortgage with ease, and unlock cash for home improvements and more in as little as 7 days with a home equity line of credit.*

Buy a home Refinance

Qualifying customers who get a loan from Better Mortgage earn a free year of Beyond+ Rewards membership and up to $500 in Beyond+ Rewards points to spend at Bed Bath & Beyond.**

Home Equity Line of Credit

Get cash in as little as 7 days.*

Unlock up to $500,000 in home equity for home improvements and other large expenses⁴
Access up to 90% of the property value¹
Check eligibility in minutes with no impact to your credit score
**Get $250 in Beyond+ Rewards points to spend at Bed Bath & Beyond

Check eligibility

Mortgage

Check your home-buying power in minutes.

Designed for your busy, modern life
Enjoy mortgage peace of mind
Apply, lock in rates, and get a Commitment Letter—all in one day²
**Get $500 in Beyond+ Rewards points to spend at Bed Bath & Beyond

See how much home you can afford

Better Price Guarantee

Get a low rate you can trust.

Great rates and better tech
Better Mortgage will match any qualifying competitor’s offer³
See personalized rates in minutes

See your rates

“
When I was shopping for a line of credit, Better Mortgage immediately came to mind. I remember they offered me the best rate and lowest cost when I refinanced my mortgage back in 2020, and for the second time, they offered me the best rate.

Your rates and costs may vary.
Better Mortgage HELOC customer

Make it happen with Better

The tools you need to take that next step

Our partner Better Mortgage makes it easy to find out how much home you can afford, if you should buy down points, and more.

Clicking this button will not impact your credit score.

See your custom rates

*Assumes borrowers are eligible for the Automated Valuation Model (AVM) to calculate their home value, their loan amount is less than $400,000, all required documents are uploaded to their Better Mortgage online account within 24 hours of application, closing is scheduled for the earliest available date and time, and a notary is readily available. Funding timelines may vary and may be longer if an appraisal is required to calculate a borrower’s home value.

**See complete Terms & Conditions for details.

1 Maximum LTV dependent on borrower eligibility.

2 Better Mortgage’s One Day Mortgage promotion offers qualified customers who provide certain required financial information/documentation to Better Mortgage within 4 hours of locking a rate on a mortgage loan the opportunity to receive an underwriting determination from Better Mortgage within 24 hours of their rate lock. The underwriting determination is subject to customary terms, including fraud and anti-money laundering checks, that take place pre-closing and which may trigger additional required documentation from the customer. Better Mortgage does not guarantee that initial underwriting approval will result in a final underwriting approval. See One Day Mortgage Terms and Conditions.

3 See Better Price Guarantee Terms and Conditions

4 Minimum HELOC amount is based on the state of subject property. Better Mortgage’s HELOC product is not available in the state of Texas. $25,001 minimum HELOC amount is required in Alaska, Maryland and New York. $20,000 minimum HELOC amount is required in all other states and D.C.

Clicking on various buttons, links and modules on this page will take you away from the Beyond Website and to the Better.com website. All uses of Better.com’s website are subject to its Terms of Use, Privacy Policy and security policies and practices.

© 2024 Better Home & Finance Holding Company and/or its affiliates. Better is a family of companies. Better Mortgage Corporation provides home loans; Better Real Estate, LLC and Better Real Estate California Inc License # 02164055 provides real estate services; Better Cover, LLC sells insurance products; and Bette Settlement Services provides title insurance services; Better Connect, LLC dba Better Attorney Match provides real estate attorney connection services; and Better Inspect, LLC provides home inspection services. All rights reserved.

Home lending products offered by Better Mortgage Corporation. Better Mortgage Corporation is a direct lender. NMLS #330511. 3 World Trade Center, 175 Greenwich Street, 57th Floor, New York, NY 10007. Loans made or arranged pursuant to a California Finance Lenders Law License. Not available in all states. Equal Housing Lender. NMLS Consumer Access

HELOC Important Terms

Please note that for HELOC amounts of less than $50,000, you are required to draw the entire amount of your credit limit.